401k Contribution Limits 2025 Catch Up Over 50. The 2025 simple ira contribution limit is $16,500. The ira retirement annual contribution limit for 2025 remains at $7,000.
Those 50 and older have long been able to contribute more money to their 401(k)s. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution plan to.